Engine · MoneyLionFintechB2B SaaS2019 – present

A funded fintech that needed a team to build and scale with

Engine by MoneyLion set out to build a fintech marketplace across multiple products. After meeting more than 80 development agencies, it chose Kodius as its long-term product team — a partnership running since 2019 that grew revenue threefold and led to a $440M acquisition by MoneyLion.

Fiona dashboard showing a personal-loan marketplace.
Fiona mobile screens: Find Personal Loan and loan-purpose flow.
Product · Personal-finance marketplace

Fiona — a search engine for financial products.

Fiona helps people search, compare and get recommended for personal loans, credit cards and other financial products — the consumer-facing marketplace behind Engine by MoneyLion's embedded-finance platform.

Two Fiona screens: Find Personal Loan and Why do you need a loan.
About Engine by MoneyLion

Premium financial products

Engine by MoneyLion is a B2B fintech company based in New York, led by veterans of the finance, advertising and software-development industries — transforming how people search, compare and get recommended for financial products.

Today it's a leading search engine for financial services, powering high-quality embedded finance marketplaces across publishing, financial services and other marketing sectors.

A yellow taxi cab driving down a busy street in New York City.
How the collaboration started

Why Engine chose Kodius

After meeting more than 80 development agencies in Croatia, Engine chose to work with Kodius.

What made the difference:

  1. A broad technology range to match each business goal to the right stack.
  2. Developers on long-term contracts — not freelancers brought in for short bursts.
  3. A team ready to push beyond its comfort zone.
  4. A genuine fit in working style from the very first meeting.
Our work

Building a fintech marketplace across three flagship products

  • Fiona
  • Control Center
  • Birch
Our work on the application

Years in, still building together

Since 2019, Engine has had a full-stack development and design team in Kodius — TypeScript, Java, Android and more.

The work is still ongoing and stretches across several of Engine’s tools: Fiona, Control Center, Birch and a few smaller offerings.

Two Fiona screens: the top articles section and the Find Credit Card page.
01

Fiona

Fiona is an online financial platform that lets users search for financial products — loans, insurance, mortgages, credit cards and savings.

Fiona’s smart loan search flow uses a rule engine to direct users toward the products that match their needs — making it the fastest and most comprehensive online platform to find financial services in the US.

Two Fiona screens, including a list of matched offers.
02

Control Center

The leading suite of tools for managing the financial marketplace — real-time analytics, reporting, offer enablement and customisation wizards.

A new design system brought order to a large user base and many flows — shaped alongside Engine’s own team of designers.

Two Control Center screens, including a dashboard with charts.
03

Birch

Birch is the #1 finance app that simplifies credit-card rewards and helps users keep track of spending.

Birch grew into a powerful tool that:

  • Taps directly into bank APIs.
  • Surfaces spending trends from the user’s account.
  • Analyses transaction history.
  • Recommends which card to use on every purchase.
The Birch mobile app, showing credit-card reward recommendations.
The results

The brand’s worth skyrocketed

Engine by MoneyLion became a leading search engine for financial services, growing into a deal worth up to $440 million with MoneyLion.

  1. Innovative and upgraded products across Fiona, Control Center and Birch.
  2. 3× revenue growth driven by smarter search and embedded marketplaces.
  3. Sustained growth in sales and partner integrations.
Outcome

A partnership built to scale

Three flagship products, threefold revenue growth, one long-term team since 2019.

If you’re building or scaling a fintech product, this is the kind of long-term partnership it can take.

A person typing on a laptop keyboard in a workspace.
Testimonial
They are proactive and like to try out new stuff and outside of their comfort zone. They are very goal-oriented and they definitely get the job done.

ALEX WHITESIDE Senior Director of Product, Engineering, Marketing and Consumer Experience at Engine by MoneyLion